New York State Allows Home Owners to Create Apartments

Neighboring towns such as Hastings on Hudson are now able to convert garages, attics, and basements in privately owned houses to apartments. Home owners may also build tiny houses in their backyards. Will Yonkers be next to allow conversions? https://www.youtube.com/watch?v=njo0FfXA5WQ&t=8s     https://hcr.ny.gov/adu

  • Basement, attic, or other interior apartments 
  • Garage conversions 
  • Small stand-alone units on a single-family lot
  • Any other permitted unit type
ADUs—also known as “casitas,” in-law suites, granny flats, and accessory apartments—generate rental income for homeowners, creating housing stability, and serve as a new source of affordable housing for teachers, students, first-responders, non-profit organization staff members and other workers priced out of rental markets. They are also a great way to provide affordable housing solutions for intergenerational families, including independent living for adult children or aging parents.

Source: Shelterforce

Who qualifies:

  • Homeowners with incomes at or below 100% of the area median income 
  • Owner-occupied single-family homes in communities zoned for ADUs by the Town of Bedford and the villages of Dobbs Ferry, Hastings-On-Hudson, and Irvington 
  • Homeowners who need to legalize their existing ADU and/or bring it up to code
  • Homeowners committed to renting to a long-term tenant, who may also be a family member, and will not use the accessory apartment as a short-term or vacation rental

Program features:

The NYS Plus One ADU program provides up to $125,000 in soft and hard costs per home to create or legalize accessory apartments in the specified service areas. Westchester Habitat in partnership with the Housing Action Council and partner municipalities will utilize this funding source to provide: 

  •  ADU design and permitting
  •  Project budgeting
  • Environmental site review
  • Contractor selection & scoping
  • Construction oversight
  • Landlord training
  • Post-construction monitoring

*Homeowners may be required to provide a minimum equity contribution in accordance with program guidelines. Westchester Habitat will provide options for this contribution.

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